Skip Navigation Documents in Portable Document Format (PDF) require Adobe Acrobat Reader 5.0 or higher to view, download Adobe® Acrobat Reader.

Customer Service


24-Hour Telephone Banking



Access to your Northway Account


What can we help you find?

Card Access and Services

Pay business expenses quickly and easily with debit and credit cards from Northway Bank.

If you'd like to give your customers the same convenience, Northway Bank can set you up with everything you need to accept card payments - online, in the office, or in the field.
Business Debit Cards
A convenient way to make routine purchases anywhere that accepts Mastercard.
Go to Business Debit Cards
Business Credit Cards
Get quick access to credit and extra financial flexibility.
Go to Business Credit Cards

Merchant Card Services
Let your customers pay with plastic. Northway Bank can set you up.
Go to Merchant Card Services

Spot potential fraud right away with text alerts on certain debit card transactions.
Go to smsGuardian

Business Debit Cards

Business debit cards from Northway Bank are available to qualifying Northway Bank checking account holders and give your authorized employees a convenient way to make routine purchases anywhere that accepts Mastercard. Funds are deducted directly from your business checking or savings account without accruing interest. Each card is embedded with EMV chip technology, the global standard for preventing fraud.

Sign-up now. Contact us at 800-442-6666 or visit your nearest branch.

  • Make purchases directly from your business checking account without the need to use cash or write a check
  • Make purchases anywhere Mastercard® is accepted
  • Use your business debit card as an ATM card at any Northway Bank ATM to make deposits; or at any Northway Bank, NYCE, or Mastercard network ATM** to make withdrawals, balance inquiries, and transfers between your linked accounts
  • Get cash back when making a purchase at a merchant point-of-sale terminal

  • Contact us at 800-442-6666
  • Come in to any branch

  • Every Northway Bank business debit card is equipped with an EMV chip and the enhanced transaction security that comes with that technology
  • Transactions monitored for fraud activity 24/7
  • Use your Northway Bank mobile app or online banking to suspend or report a lost or stolen debit card
  • You have transaction knowledge and now you can have control. Keep your debit card secure by receiving real-time debit card transaction text alerts with smsGuardian
Learn more about debit card protection.

**Owner of any non-Northway Bank ATM may charge a fee to use your debit card at their ATM.
Masterpass and Mastercard are registered trademarks, and the circles design is a trademark of Mastercard International Incorporated.
Apple, the Apple logo, and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. Apple Pay, Touch ID, and Apple Watch are trademarks of Apple Inc.

Business Credit Cards

A Northway Bank business credit card offers easy access to credit to help you manage your cash flow. You'll get a competitive rate, great benefits, and an extra measure of financial flexibility.

  • Competitive rates
  • EMV smart chip technology for added security
  • Mobile purchasing capability for added convenience
Already have a Northway Bank business credit card (since June 1, 2010)? Access your Account here.

Merchant Card Services

Make it easy for your customers to pay with credit and debit cards. Northway Bank can get you started. You can lease or purchase card-processing equipment for transactions at your place of business or arrange for online processing to accept card payments through your website. For mobile businesses, we can help you transform any iPhone or iPad, as well as many Android devices, into a credit card terminal.

  • Process payments securely in your store, online, or from a remote location


Increased debit card security...with smsGuardian™ text alerts! 

Monitor your Northway Bank debit card purchase activity in real time with Guardian Text Alerts. This free* service gives you the ability to receive and respond to text alerts on predetermined transactions, as they happen, on your enrolled Northway Bank debit card.

smsGuardian can provide . . .
  • Peace of mind - a layer of security that gives you the ability to identify unauthorized card activity
  • Convenience - text alerts come right to your mobile device
  • Two-way communication - if you see fraudulent activity, you can respond to our text and we’ll put an immediate block on your card to prevent further unauthorized activity
Text alerts are sent whenever one of the following occurs:
  • Four or more transactions/authorizations in a rolling 24-hour period
  • Authorizations greater than $200
  • Out-of state-transactions
  • International transactions
  • Card-not-present transactions (authorizations by phone or online)
  • Declined authorizations
  • Fuel transactions
  • Account funding transactions
Enroll today! When it comes to your financial security, the right bank makes a real difference. 

*Message and data rates apply. You may discontinue the receipt of alerts immediately by texting the word STOP in reply to a Guardian Alert. You may unsubscribe from this service entirely on the website.
Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.